# ApiCards

> ApiCards lets businesses send invoice payment links. When the customer pays, the matching QuickBooks Online invoice is marked paid automatically.

## Key facts

- ApiCards LLC is a payment gateway company based in Florida, United States.
- ApiCards lets a business send its customer an invoice payment link.
- When the customer pays, the matching QuickBooks Online invoice is marked paid automatically, with no re-entry.
- Card data goes to the payment processor; ApiCards never receives or stores full card numbers.
- This website takes no payments and collects no card details. Sign-up and every transaction run on apicards.app.
- Every business is reviewed and approved by its payment processor before it can process payments.
- ApiCards is an independent software vendor (ISV). No payment processor, bank or other entity owns it.
- ApiCards works with leading payment processors and keeps adding more. Each business is matched with the processor that fits its profile.
- No custom software or development work is needed.
- Best suited to businesses that send invoices to other businesses and use QuickBooks Online, such as service companies, property managers and professional firms.
- Not designed for small, low-volume merchants or businesses shopping only on price.
- Businesses start an inquiry at https://apicards.com/inquiry and complete an application intake form on the site. A payment processor reviews the business before it accepts it.

## Pages

- [ApiCards](https://apicards.com/): Send your customers an invoice payment link. When they pay, the matching QuickBooks Online invoice is marked paid automatically. Call 561-235-7580.
- [Application Intake Form](https://apicards.com/apply): Complete the ApiCards application intake form. Business profile details only. Bank and tax details are collected later in a secure step.
- [Start Your Inquiry](https://apicards.com/inquiry): Start your ApiCards inquiry here. Share the basics about your business and we email you the application intake form. No password needed.
- [Invoice Payment Links for Business Customers](https://apicards.com/payment-links): Send your business customer a payment link for an invoice. They open it, check the invoice number and pay by card. The invoice is marked paid in QuickBooks Online.
- [Privacy Policy](https://apicards.com/privacy-policy): ApiCards privacy policy. We collect only what is needed to run the gateway, never store full card numbers, and never sell your information.
- [Payments for Property Managers](https://apicards.com/property-managers): For property management companies that bill owners and vendors and use QuickBooks Online. Send a payment link for a balance due and see it marked paid in your books.
- [QuickBooks Online Payment Links](https://apicards.com/quickbooks-online): Send payment links from QuickBooks Online invoices. When a customer pays, the matching invoice is marked paid automatically, with nothing to re-enter.
- [Payments for Service Companies](https://apicards.com/service-companies): For service companies that invoice business customers and use QuickBooks Online. Send a payment link when the job is done, and see the invoice marked paid.
- [Terms and Conditions](https://apicards.com/terms-and-condition): ApiCards terms and conditions. Payment data is sent only to your payment processor for authorization and settlement; ApiCards never stores full card numbers.

## Common questions

- **What should I have ready?** Your legal business name, address, owner names and ownership percentages, years in business, and your average invoice.
- **Should I send bank details or tax IDs here?** No. Don't include bank account numbers, Social Security numbers or full tax IDs on this form. They are collected in a later, secure step.
- **What happens after I submit?** We review the profile and send it to a payment processor for review. The processor makes the final decision and we tell you the result.
- **What does ApiCards do?** ApiCards lets a business send its customer a payment link. When the customer pays, the matching QuickBooks Online invoice is marked paid automatically, so nothing has to be re-entered.
- **Who pays, and how?** Your customer opens the payment link and pays by card on a page that shows your business name and the invoice number. You don't need card terminals.
- **Does ApiCards store my customers' card numbers?** No. Payment data goes to the payment processor for authorization and settlement. ApiCards never receives or stores full card numbers.
- **Which accounting software does ApiCards work with?** ApiCards works with QuickBooks Online.
- **Do I need developers or custom software?** No. Send a link and the invoice updates in QuickBooks Online without custom builds or development work.
- **Who is ApiCards for?** Businesses that send invoices to other businesses and use QuickBooks Online, such as service companies, property managers and professional firms. It isn't designed for small, low-volume merchants.
- **Do you guarantee approval?** No. Each payment processor reviews a business before it accepts the merchant. The review depends on factors such as business type, industry and risk. ApiCards can only start working with you after a processor accepts you.
- **Which payment processors do you work with?** We work with leading payment processors and add more over time. We tell you which one fits your business and why.
- **Who owns ApiCards?** ApiCards is an independent software vendor. No payment processor, bank or other entity owns it.
- **What happens after a processor accepts me?** Sign-up and every transaction run on apicards.app. After approval, the processor sends the API details and merchant ID for your business, and we connect them to QuickBooks Online so your payments sync automatically.
- **Who does the setup?** We do. Once you're approved, our team handles the connection. If you'd rather take part, we can do it with you in a remote session.
- **How do I get started?** Tell us the basics: your business type, how you invoice today, and how many invoices you send each month. Start your inquiry at apicards.com/inquiry, or call 561-235-7580 or email cs@apicards.com.
- **Do I need to create a password?** No. You start with a short inquiry here. Nothing needs a password at this step.
- **What happens after I send my inquiry?** We check your email and business basics, then email you the application intake form. You complete it on this site.
- **Is my information safe?** This form is sent over an encrypted connection. We use it only to review your business. Don't send bank details, Social Security numbers or full tax IDs here; we collect those in a later, secure step.
- **What does my customer see?** A payment page with your business name, the invoice number and the amount due. They enter a card and pay. They don't need an account.
- **Can I send a link for part of an invoice?** Confirm this with us before you rely on it. Ask on the phone or by email at cs@apicards.com.
- **Does my customer pay a fee?** It depends on how your processing is set up. When a card fee applies, the payment page shows it and the total before the customer pays. A card fee is not charged on debit cards.
- **Do I need card terminals?** No. Payment links work without card terminals. Your customer pays from their own device.
- **Who is it for?** Businesses that send invoices to other businesses and use QuickBooks Online.
- **Can I send a link for an owner or vendor balance?** Yes, for invoices between businesses. Confirm your use case when you apply, so we can check it against your processor's rules.
- **Does this change how I keep owner ledgers?** No. Your QuickBooks Online setup stays the same. Paid invoices are marked paid, so the ledger matches the bank.
- **Can you promise approval for property management?** No. Processors review each business, including its type and risk. We tell you the decision before you start.
- **Do I keep invoicing in QuickBooks Online?** Yes. Keep creating invoices in QuickBooks Online as you do now. Add a payment link when you send them to your customer.
- **What happens in QuickBooks Online when a customer pays?** The matching invoice is marked paid. You don't enter the payment again, so your books and your bank deposits stay in step.
- **Is this the same as QuickBooks Payments?** No. QuickBooks Payments is Intuit's own payment service. ApiCards is a separate company. It connects payment links to the invoices you already send in QuickBooks Online, and each business is matched with a payment processor that approves it.
- **Who does the setup?** We do. Once you're approved, our team handles the connection for you. If you'd rather watch or take part, we can do it with you in a remote session.
- **What do I need to start?** A QuickBooks Online company and a business that a payment processor approves. Start your inquiry at apicards.com/inquiry, or call 561-235-7580.
- **We run many jobs a day. Will this work for us?** It's built for businesses that send many invoices, as long as your processor approves your business. Tell us your monthly invoice count when you apply.
- **Do our technicians need a new app?** No. Payment links work on any device your customer uses. Your team keeps invoicing in QuickBooks Online.
- **Are there approval rules by trade?** Yes. Processors consider business type, industry and risk. We can't promise approval, and we tell you the result before you start.

## Contact

- Company: ApiCards LLC
- Phone: 561-235-7580
- Email: cs@apicards.com
- Website: https://apicards.com/